Digital Banking

Our online platforms of Online and Mobile Banking allow you easy, fast and secure access to perform your banking transactions 24 hours a day, every day of the year and wherever you are, providing a wide range of online services.

Online Banking

Access your accounts from our Online Banking. Our digital platform, allows you to perform:

  • Consultation of balance and movement of the accounts.
  • Transfers: between accounts, other banking entities and international transfers (dollar and euro)
  • Locking / Unlocking your Debit Card (Clave).
  • Update your Personal Data and change password.
  • Request and print Banking Reference Letters and Statements of Accounts.
  • Schedule email notifications of the movement of your accounts
  • Payroll Business Payment *
  • And much more!

* Exclusive of Business Online Banking.

You can also make recharges and payments to services such as payments to public services (water, electricity, telephone, cable TV, transportation and toilet), government institutions (Municipality of Panama and Transit Authority and Land Transportation), recharges (Panapass and prepaid cellular) , insurers (MAPFRE, Optima, FEDPA Insurance and Unity Ducruet). The payments made are reflected immediately.

If you still do not have the Online Banking service, you can join online by clicking here.

Mobile Banking

You can also access your Personal and Business Online Banking from your cell phone by downloading our UNIBANK SA app, where you can access your accounts quickly and securely from your cell phone or tablet.

Ipsidy - Facial Recognition App

Now it is much easier to access your Online Banking and Mobile Banking, using the authentication method of facial recognition from any device (cell phone, computer and tablet). 

UniToken - Digital Token

Download our "UniToken" digital token and enjoy the advantages of having your bank at hand. Available in App Store and Google Play Store.

** It is very important that your email is updated in our system. To verify, enter the Online Banking, click on "Update Personal Data" and then click on "Personal Data".